Every feature built around one job: keeping cash working.
Neostone combines rules-based automation with continuous monitoring so your reserves are never sitting idle, never overexposed, and never out of reach when you need them.
A full toolkit for disciplined cash management
Each feature below addresses a specific friction point finance teams face when managing reserves across multiple accounts, entities, and time horizons.
Dynamic Allocation Engine
Continuously reassesses how reserves are distributed across liquidity tiers based on your defined parameters, shifting balances as conditions change rather than waiting for a quarterly review.
Risk-Tiered Cash Ladders
Reserves are organised into tiers by access speed and risk tolerance, so day-to-day operating funds stay fully liquid while longer-horizon balances are positioned to do more.
Real-Time Liquidity Dashboard
A single view of where every pound sits, how quickly it can be accessed, and how allocation has shifted over time — built for finance teams who need answers without digging through statements.
Automated Rebalancing
When allocations drift from your target structure, the platform adjusts positions automatically, applying the same discipline every time rather than relying on manual intervention.
Covenant-Aware Controls
Set minimum liquidity thresholds and access windows tied to loan covenants or internal policy, and the platform respects those boundaries as it allocates and rebalances.
Multi-Entity Treasury View
Businesses operating across several entities or subsidiaries can see consolidated and entity-level positions side by side, without maintaining separate spreadsheets for each.
Allocation that adjusts without waiting for instruction
Most cash management tools require someone to decide when to move money. Neostone's allocation engine instead works from parameters your team sets once — target liquidity ratios, risk tiers, and access requirements — then applies them continuously.
That means reserves are reassessed on an ongoing basis rather than at the next scheduled review, and allocation decisions follow the same logic every time instead of varying by who happens to be making the call.
Your team retains full control over the parameters and can override or pause automation at any point. The platform handles the repetitive work of keeping allocation aligned with those instructions.
From setup to ongoing management
Getting reserves under structured management takes three stages, each designed to keep your team informed and in control.
Define parameters
Set liquidity minimums, risk tiers, and access requirements that reflect your operating needs and any covenant obligations.
Allocate and monitor
The platform distributes reserves according to those parameters and tracks positions continuously through the dashboard.
Adjust as conditions change
Rebalancing runs automatically when allocations drift, while your team retains the ability to review, override, or refine parameters at any time.
Structured features vs. manual oversight
Here's how Neostone's feature set compares to managing reserves through spreadsheets and manual transfers.
Manual Management
- Allocation reviewed periodically, not continuously
- Rebalancing depends on someone noticing drift
- Consolidated views built manually across accounts
- Covenant limits tracked separately from allocation
Neostone Features
- Allocation reassessed on an ongoing basis
- Rebalancing triggered automatically on drift
- Consolidated multi-entity view built in
- Covenant thresholds enforced within allocation logic